For platforms
Earnings API for fintechs
Let your users earn ~5.4% on idle balances. One integration. White-label ready. You earn fees on every dollar deployed.
Preview — API in development
How it works
Three steps to embedded earnings
Integrate
Add a single API call to your deposit flow. Vault handles conversion, deployment, and settlement.
Users earn
Your users' idle balances are deployed into vetted lending markets. Borrowers pay fees — those fees flow to your users automatically.
You earn fees
Vault shares revenue on every dollar deployed through your platform. The more your users earn, the more you earn.
Why partner with Vault
One integration
Single API call to activate earnings on idle balances. No infrastructure build required.
White-label ready
Users see your product — Vault handles the earnings infrastructure behind the scenes.
~5.4% current rate
Pass through real market rates from vetted lending markets. Rates are variable, not guaranteed.
Compliance handled
Vault is pursuing FSRA authorisation under ADGM. Regulatory infrastructure is built in.
Estimate your platform's earnings potential
Your users earn
~5.4% current
$270,000
/ year combined
Your platform earns
Revenue share
$27,000
/ year
Based on ~5.4% current rate. Revenue share is indicative — contact us for exact terms. Rates are variable.
Integration preview
One call to deploy capital
curl -X POST https://api.vlt.money/v1/deposit \
-H "Authorization: Bearer vlt_sk_..." \
-H "Content-Type: application/json" \
-d '{
"user_id": "usr_abc123",
"amount": 10000.00,
"currency": "USD"
}'// Response
{
"id": "dep_xyz789",
"status": "deployed",
"amount": 10000.00,
"estimated_apy": 0.054,
"withdraw_available": true
}Preview — API in development. Endpoints and schema may change.
Get early API access
Idle balances are a missed feature. Let's add one to your product.
Or reach out directly: hevar@vlt.money